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It’s true 2020 is already folding up and most people including you might be confused on the smart money moves to take.
My question is, Do your daily habits align with your wants? These 10 moves will help you get started.
- Have a goal for next year.
Once you have a goal for next year, it has a way of influencing how and what you spend money on. Planning for the future is the best way to start living in the future now.
- Create a budget.
Having a budget helps you to trace where your money will be going too per-time. If you can’t give a detail account of how you used your income this years, it’s because there was no budget.
- Build a circle of financial intelligent people.
Often times, our subconscious makes most of the decisions in our life. And the subconscious acts based on what we feed it with. If you are always around people with financial intelligence, naturally you will discover a rapid growth in your financial life.
- Get Negotiations Skills
It’s not enough to make money, but it is imperative for you to know how to Negotiate. Not only will it help you to save money, but it will also help you to build a healthy relationship with people.
- Start investing Now.
The best time to start investing is now. Don’t wait until January next year; you can start now and grow your income. If investment is a bit daunting for you, check out our blog post on how to invest.
- Finish courses you paid for.
Money has a spirit and if you used it on something you don’t use she will soon be running away from you. If you’ve paid for an online or offline course, now is the time to finish those course and gain the value. More money you will make next year might be in those courses.
- Create an Emergency fund
Setting aside money in case of an emergency will help you save well and relief you the stress and pressure that comes with emergency occurrences that demand money. Your mantel health needs to be sound too for you to enjoy your money.
- Start buying what you need.
Why you are broke today might not necessarily mean that money has not been coming in, but it’s because you’ve been buying what you don’t need. When you start buying what you don’t need you might end up selling them at a very low price later because you will discover that you don’t need them. Start buying what you need.
- Get passive income.
These are some secrets your bank won’t tell you. Your money could make more money for you while you are busy doing other things. Either you invest or put aside the money in an E-wallet that gives you 12-20% ROI for saving and investing with them.
- Revised how you spend money throughout the year.
Not only will this improve your financial intelligence, but it will also help you to point out things you might not need this year and things you should focus your money on. It will also help you to make better financial choices.
Thank you for reading our digest for today, do check out our blog for more insightful posts, Gracias.